EMBEDDED BUSINESS INSURANCE FOR SOFTWARE PLATFORMS

Business cover that lives inside your software.

Lintel is embedded business insurance for software platforms. Your customers get public liability, employers’ liability and professional indemnity through the dashboard they already use every day, and every policy and document is kept there.

Talk to us See how it works

BUILT FOR

  • Invoicing & accounting
  • Field service & trades
  • Payroll & HR
  • Construction
  • Salon & clinic booking
  • Hospitality & POS

HOW IT WORKS

Sold where your customers already work.

Your customers open your product every day. Lintel puts business insurance there: quoted from what you already know, and kept alongside everything else they run.

  1. 01 — THE TAB Insurance in the dashboard An Insurance tab sits beside jobs and invoices, in the software your customer already opens every day.
  2. 02 — THE QUOTE Priced from what the platform knows Details the platform already holds, like trade, team size and county, are passed to Lintel, so nothing is typed twice. Straightforward risks are priced automatically. Anything unusual goes to an underwriter.
  3. 03 — THE DECISION Clear about what’s covered What is and isn’t covered, in plain English, with the full policy wording to read before buying.
  4. 04 — THE PAPERWORK Everything kept in one place The policy, certificate and renewal date live in the dashboard, ready to download or send to a client.

FOR PLATFORMS

Your product, your customer, our paperwork.

  1. 01

    One component, in your brand.

    An Insurance tab and quote flow you add the way you would a payment form, styled to match your product.

  2. 02

    A reason to log in.

    Policies, certificates and renewal dates live in your product, not a broker’s inbox. One more reason for your customers to open it.

  3. 03

    A flat fee per policy.

    Platforms earn a fixed referral fee, not a share of premium. That structure is designed so your platform doesn’t have to register as an insurance intermediary.

  4. 04

    The regulated work sits with us.

    Product design, pricing, underwriting, complaints and claims are Lintel’s job. You keep the customer relationship.

dashboard.js EXAMPLE INTEGRATION EXAMPLE 
import { loadLintel } from '@lintel/js'

const lintel = await loadLintel(process.env.LINTEL_KEY)

// Add an Insurance tab to your customer’s dashboard
lintel.insuranceTab({
  business: account.id,
  prefill:  { trade: 'plumbing', staff: 3, county: 'Tipperary' },
}).mount('#insurance')
Talk to us about integrating

THE STACK

Three layers. Each one carries a single load.

  1. 01

    The business

    Gets cover through software it already opens every day, and finds every policy and certificate there.

  2. 02

    The platform

    Shows cover at the right moment and earns a flat fee per policy.

  3. 03

    Lintel

    Designs the product, prices the risk, makes the underwriting decision and handles service and claims.

WHAT WE’LL INSURE

Three lines first. The ones a customer or contractor asks for.

LINE WHAT IT COVERS STATUS
Public liabilityInjury or damage to other people or their property, caused by the business.FIRST
Employers’ liabilityClaims from employees injured or made ill at work.FIRST
Professional indemnityClaims that advice or work was negligent.FIRST
Commercial propertyPremises, contents and stock.LATER
CyberData breaches and system outages.LATER

WHY LINTEL

Small businesses open their software every day. They open their insurance once a year.

Jobs, bookings, invoices and rotas all live in a platform they trust.

Insurance lives somewhere else: a broker’s inbox, a PDF nobody can find, a renewal letter that turns up at the worst time.

The platform already knows most of what’s needed to price that cover. It just has nowhere to send it.

Lintel puts business insurance where the business already works: sold inside the platform, and kept there with everything else. We’re starting in Ireland.

Nobody notices a lintel. That’s the job.

The beam over a doorway carries the load so the opening can exist. We want cover to work the same way inside your product.

Talk to us

If you build software for small businesses and your customers need cover to do their work, we’d like to hear how they buy it today and where it goes wrong.

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